Lending Services

Hometown Loans

Make Home State Bank your first stop for great rates and terms, low closing costs and no hidden fees. We have loans for all your personal and business needs. Call (970) 624-8895 or visit one of our convenient locations today! Visit our mortgage services page for more information.


First Mortgages - Originated locally by Home State Bank.

Construction Loans - For residential or commercial property.

Home Equity Loans and Credit Lines - To take advantage of the equity in your home, specify your term and amount, or establish a credit line and just begin writing checks! For more information, click here!

Consumer Loans - Secured and unsecured loans for a new vehicle, RV, bill consolidation…you name it!

Personal Line of Credit - Instant access to cash whenever or wherever you need it.

Land/Development Loans - Purchase improved or unimproved land for development or investment.